Poor Credit History
Poor or Adverse Credit History
Poor or Adverse Credit History
Whatever your problems: County Court Judgements, mortgage/rent arrears or defaults on loans, our professional mortgage advisers will be able to help.
In many cases, we will be able to talk to a lender on your behalf to explain your situation and may be able to negotiate for you a market leading rate.
Poor or Adverse Credit History does not automatically mean that you will have to use a lender that specialises in this area, as some major lenders are now offering some competitive products, but it does mean that you will not have access to the entire mortgage market.
Near Prime: 8.29% (CCJ's up to £500 and 3 months arrears) *
Medium Adverse: 8.79% (CCJ's up to £3,500 and 3 months arrears) *
Heavy Adverse: 8.89% (CCJ's up to £10,000 and 6 months arrears) *
Unlimited Adverse: 8.99% (CCJ's £10,000 and 6 months arrears) *
* The above are average APR rates based on lending up to 75% Loan to Value, as at the 9th January 2009.
Put an end to uncertainty, contact us now.................
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.