Mortgages
Mortgages in Bromley
Are you paying too much in mortgage repayments?
With access to the whole of the mortgage market, save both time and money, let us search the mortgage market to find you the best deals......
Whatever your needs and wherever you are on the property ladder, as your mortgage is likely to be your single largest financial commitment it pays to explore all your options, from product type to repayment method, whether you are buying for the first time, looking to move house or simply looking to remortgage to a better deal, you can rely on our expertise in sourcing a mortgage to suit you.
We are able to source mortgages from a panel of over 80 Mortgage Lenders for:-
- First Time Buyers
- Home Movers
- Residential Remortgages
- Buy To Let Portfolio Mortgages
- Commercial Mortgages for Business
- Investment and Property Development Finance
- Equity Release
- Overseas Mortgages
We have extremely competitive fixed, discounted and tracker rates available from the WHOLE of the mortgage market.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Some Buy to Let mortgages are not regulared by the FSA
Commercial Mortgages are not regulated by the FSA
Overseas Mortgages are not regulated by the FSA
First time buyers
Buying your first home is a very exciting time, also a very expensive time, and searching the market and going through every product criteria takes time. At Uni-Plan Financial Consultancy Ltd our extensive experience of the mortgage market means that we can guide you through the mortgage maze, we could save you time and money.
As a first time buyer there are many aspects of getting a mortgage that you should consider, don't be fooled with the lowest interest rate or that first time buyer offer.
Remortgages
This is becoming popular as people become more financially aware and realise that re-mortgaging is not such a daunting task, and in many cases can be completed at little or no cost.
The reasons our customers re-mortgage are varied, but the most common are to change lender to obtain a better rate of interest, therefore reducing monthly payments. Also to raise capital for home improvements, or to consolidate loans, credit cards and overdrafts.
Contact us with details of your current arrangements and we will make comparisons to ensure it is the right decision for you, before taking it further.
Buy to Let
Buy to Let Portfolio mortgages and mortgages for individual properties for Remortgages and Purchases.
If you are an experienced investor or new to the market and would like to build a buy to let portfolio, expand an existing buy to let portfolio or remortgage to buy further properties we can help.
Overseas Mortgages
We are able to offer impartial advice to clients looking to purchase property abroad, be it for residential or investment use, or both. Let us source the right Overseas mortgage for your needs.
Commercial Mortgages
Speak to use if you want assistance in arranging a Commercial Mortgage for Business purposes.
Equity Release
As an existing homeowner, you have an asset that's worth quite a lot of money. You could have a happier Retirement with Equity Release, sometimes called a 'lifetime mortgage' or a 'home reversion plan' you could unlock some of the capital that's tied up in your home without having to move and use the cash to get the most from your retirement.
- You could get a cash lump sum to help you fund the retirement you deserve
- You can continue to live in your home until you die or go into long-term care
- Taking a lump sum, plus the costs, will reduce the value you have in your home, possibly to nothing, and therefore the value of any inheritance you leave.
- Your entitlement to tax and welfare benefits may also be affected.
To understand the features and risks ask for a personalised illustration.
Minimum age and property values apply.
Put an end to uncertainty, contact us now.................
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.